Without seeing it coming, many people are put into the position of helping a friend, family member or loved one who has been arrested. With all the anxiety and “quick timing” wrapped around the bail process, many don’t take the time to really process exactly what the responsibilities are when signing for a bail bond.
Bail bonds, also called “surety bonds” are used to have a defendant released from jail. Kind of like an insurance policy, the bail bond is submitted to the jail and the “promise to make good” on that bond is put into play. That means, the defendant will go to court as promised.
What’s great for the consumer, is the bail bond company will only charge 10% of the total bail amount, which makes it financially easier for the family member or friend to bail someone out. As an example, if the bail is set at $20,000, the consumer would only have to pay $2,000 for the defendant’s release.
It’s important to remember that the bail premium is never refundable in any condition, as the premium is earned by the bail company for service rendered upon the release of the defendant. Even if the case is dismissed or the charges are dropped, the bail premium paid to the agency is always non-refundable.
When signing a bail bond contract, you (the indemnitor) will take on the following responsibilities:
- The first and foremost responsibility is that you (the indemnitor), along with the help of the bail agency, will make sure the defendant returns to every one of their court dates without fail.
- Should the defendant fail to return to court, you will also take on the responsibility of paying additional fees, if the bail company has to hire a fugitive recovery agent to bring the defendant back to court.
- Finally, if the defendant cannot be located, you (the indemnitor) will be made solely responsible to pay for the entire amount of the bail originally set by the court. If collateral was taken (such as real estate lien) at the time of signing the contract, that will be used to pay for the bond and will not be returned.
When someone does fail to go back to court, a judge will issue what is called a “bench warrant” for the arrest of the defendant. The bail that was originally paid will be forfeited and a recovery agent will be contacted to locate the person who ‘skipped bail.’
Bail companies realize that cars break down, children get ill, and some may miss a court date because of extenuating circumstances. However, most indemnitors’ and defendants don’t realize that these issues can be easily taken care of by the bail company with just a simple phone call to them.
In summary, promises are easily made in the moment of crisis and pressure. It’s great to help someone in times of need, but is it the wise person who makes sure they know exactly what they are getting into, prior to making a hard line commitment.
Before bailing someone out, ask yourself the following questions:
- Do you trust the the person you are bailing out?
- How well do you really know them?
- How long have you known them?
- Will they take on the responsibility of getting themselves back to court without your prompting them?
- Do they live out of state or have family out of state?
- Are they friends or family members?
- What is their work or school history?
- Do they have a stable, long-term job? or;
- Have they jumped from job to job or home to home over the years?
Take all things into consideration and really think about their background and history. And always make sure to read the terms and conditions of the bail bond contract before you sign. It’s just smart business.