Can Child Support Be Reduced If I Lose My Job in Texas?
Many parents panic when they lose their job or their hours are cut, especially if they’re already struggling to pay child support.
The good news: Texas law DOES allow child support to be reduced — but it is NOT automatic.
Here’s how it works.
⭐ 1. Child Support Does NOT Automatically Decrease
Losing your job does not change your child support amount unless a judge modifies the order.
If you simply stop paying:
❌ Arrears continue to build
❌ Interest accrues
❌ Wage garnishment continues
❌ You may face enforcement or jail
You must file a legal modification.
⭐ 2. Losing a Job IS a Valid Reason for Modification
Texas courts consider job loss a “material and substantial change” if:
- You were laid off
- Hours were cut
- You suffered illness/injury
- Your employer closed
- You experienced involuntary unemployment
Voluntary unemployment (quitting a job) is treated differently.
⭐ 3. File for Modification IMMEDIATELY
Texas does not reduce past-due support.
✔ Child support can only be lowered going forward
✔ Every month you wait, you owe the higher amount
This is the biggest mistake parents make.
Internal link: → Child Support Modification page
⭐ 4. The Court Will Look at Your New Income
If you’re unemployed, the court may consider:
- Severance pay
- Unemployment benefits
- Job search efforts
- Previous earnings
- Earning potential
Parents who make good-faith efforts to find new work are viewed more favorably.
⭐ 5. The Attorney General Can Also Modify Support
You can request a review through:
- The OAG Child Support Review Process (CSRP)
BUT it is often slower than hiring an attorney.
⭐ 6. Can Child Support Drop to Zero?
Yes — in limited situations:
- Disability
- Medical inability to work
- Temporary unemployment with no income
Most reductions are temporary until income stabilizes.
⭐ 7. What You Should Do Immediately
✔ File for modification
✔ Gather documentation
✔ Keep paying something
✔ Track job applications
✔ Notify your attorney of all income changes
Filing quickly protects you from retroactive arrears.
